02 Markets
Investing and trading, kept honest by arithmetic
your own records, your own numbersMarkets is the investing half of Arvo: a portfolio built from your CAS and broker files, a trading journal that computes every Indian charge and tax, a lab for testing an idea before you act, and alerts you write yourself. It measures what you did. It never tells you what to buy.
01Portfolio
What you own, and what it actually returned
Import a CAS or a broker file and Arvo rebuilds the holdings, the cost basis and the cash flows behind them. Returns are money-weighted, net of costs, and every figure opens onto the transactions that produced it.
CAS and broker imports
Consolidated account statements and broker files become holdings, units and cost basis, with the same review-before-commit step Money uses.
XIRR that accounts for timing
Money-weighted returns across irregular SIPs, lumpsums and withdrawals, alongside absolute return, so a well-timed year cannot flatter the number.
Allocation you can see drifting
Split by asset class, instrument and account, against the target bands you set, with the rupee amount it would take to come back inside them.
Capital gains, computed not guessed
Realised and unrealised gains split into short and long term with Indian holding rules, ready for the return you file.
one index fund is 26 points of the folio: a quarter of everything, in a single line.
areas are the real weights
money-weighted, after costs, 1.6 points above the same dates into a broad index.
Illustrative figures. Past periods describe what happened, not what will.
of long-term gains already realised. ₹20,800 of the exemption is still unused.
Arithmetic for your own records, not tax advice. Check it with a professional before you file.
equity is three points heavy; one trade of ₹55,300 puts all four sleeves back inside their bands.
your bands, your arithmetic
Educational, not investment advice. Allocation bands and rebalancing amounts are arithmetic on targets you set yourself, not a suggestion to buy or sell anything.
02Trading journal
Every trade, net of every charge
Most trading records stop at the price. Arvo carries the trade all the way to what reached your bank: brokerage, STT, exchange transaction, SEBI turnover, stamp duty and GST, each computed by the Indian rule that applies to that segment.
The full charges engine
Equity delivery, intraday, futures and options each get their own brokerage, STT, transaction, stamp and GST treatment, so gross P&L and net P&L are never the same number by accident.
Metrics that survive scrutiny
Win rate, average win against average loss, expectancy, R multiples, holding times and maximum drawdown, all recomputed from the journal rather than typed in.
Behaviour flags
Patterns you would rather not notice, like re-entering minutes after a loss, sizing far above your norm or holding past your own exit, get flagged as observations about your record, never as instructions.
Tax, segment by segment
F&O, intraday and capital-gains treatment separated the way the Act separates them, with an ITR-3 export of the figures and schedules your filing needs.
the worst stretch ran from September to December, and took four more months to get back.
the dip you stopped logging
of charges on a ₹12,480 gross. STT alone is ₹625 of it.
Every step is computed by the rule for that segment, and the steps sum to the net.
expected per trade. You lose more often than you win, and still come out ahead, because the wins are bigger.
- Win rate
- 46%
- Avg win / loss
- 1.44×
- Expectancy
- ₹345
46 wins at ₹4,120 against 54 losses at ₹2,870: ₹345 a trade, over 100 trades.
of your worst losses landed on an expiry Thursday. An observation about your record, not an instruction.
- Revenge tradere-entered 4 min after a loss
- Expiry day3 of 4 losses land on Thursdays
- Size creep3× your usual lot
- Past your stopheld 40 min beyond the exit you wrote
from the F&O book after charges, against +11.4% sitting still in a broad index.
One person's past twelve months. It is not a forecast, a benchmark you must beat, or a reason to trade more or less.
Educational, not investment advice. Charge and tax figures are computed for your own record-keeping. They are not tax advice or a filing service. Check them with a qualified professional before you file.
03Strategy lab
Work the idea out on paper first
Build a position leg by leg and see its shape before any money is involved: what it can make, what it can lose, where it breaks even, and how it decays. Then test the rule on history, or run it on paper.
Payoff builder
Multi-leg option structures drawn as a payoff curve with break-evens, capped gain and capped loss, so the risk is a picture rather than a paragraph.
Greeks in plain rows
Delta, gamma, theta and vega for the position and each leg, recomputed as you change strikes, quantity or expiry.
Backtester with costs in
Run a rule over historical data with the same charges engine the journal uses, and read the equity curve, the drawdown band and the trade list behind it.
Paper trading and a library
Run a strategy live without money, and keep the ones worth revisiting in a library with their assumptions written down.
you can make ₹78 and lose ₹122. The shaded zone between 24,722 and 25,278 is the whole of the upside.
- Delta
- +0.00near flat
- Gamma
- −0.0000short convexity
- Theta
- +0per day, if nothing moves
- Vega
- −0hurt by a vol spike
risk before reward, on one page
A worked example of a structure, not a position to take. Break-evens follow from the legs shown.
out of sample, against 21.4% in the half where the rule was tuned. Less than half the edge survived the split.
Backtests are fitted to the past. A rule that only looks good on the data it was built from is the most common way to fool yourself.
shares: the size at which your own stop costs exactly the 1% you said you would risk.
the stop decides the size
Educational, not investment advice. Payoffs, Greeks and backtests are illustrations built on stated assumptions, and past results say nothing about future ones. Nothing here is a recommendation to enter a position.
04Markets & alerts
Watchlists and rules you wrote yourself
No tips, no signals, no feed designed to keep you scrolling. You describe the condition worth interrupting your day for, pick where the message lands, and Arvo holds itself to it.
Watchlists and calendars
Instruments you actually follow, with F&O expiry, corporate action and IPO dates on one calendar so a date never surprises you.
Alert rules in your own words
Conditions on price, move, level or date, written by you, evaluated by Arvo, and visible in full so you always know why a message arrived.
Channels you choose
Email, push or in-app, per rule, so the quiet ones stay quiet and the loud ones reach you.
Cool-off guardrails
Rate limits and quiet periods that stop a volatile hour turning into a stream of pings and an afternoon of reactive trades.
you pick the fields, Arvo reads it back as a sentence, so you always know exactly why a message arrived.
Notify me once if NIFTY 50 closes above 25,000.
no feed, no tips
expiries in ten days, and one of them moves for a holiday. Dates, not predictions.
- Bonus record date
- Monthly F&O expiry
- Dividend ex-date · ITC
- IPO closes
- Weekly expiry · holiday shift
in-app, email or Telegram, chosen per rule. The quiet rules stay quiet.
of the limit you set yourself is used. Arvo stops pinging rather than feeding a bad afternoon.
A limit you wrote, enforced on notifications only. Arvo never places, blocks or suggests a trade.
Educational, not investment advice. Alerts report conditions you defined. They are notifications about your own watchlist, not signals, tips or a recommendation to act.
Take your finances home.
See where your money goes, with numbers you can trace back to the statement line.